For December 20%

I am almost finished with my video and plan on having it uploaded to YouTube before the new year. When I'm finished ill update this post and add on the video link. I'm also going to type of everything that was said because some parts are very hard to hear.

Book Report

In our company we read a book called The Financial Marketing Concept. This book was a tool to teach people about the market and how we use the market to help and to apply it to our lives so we can make money. This book also teaches us how to make the market work for us. How the market works and what different types of things there are in the market. For example the book told us about what strong EMH and weak EMH is. Strong EMH is when the market is doing really well and inside dealers come in and make the price of that share higher in cost by buying the share. Semi-strong EMH is public information that is shown in the market place. Weak EMH is when there is nothing to compare the "wins" to. Weak EMH has virtually no background so you can't predict the "next" step, or the next thing that's going to happen. 

Learning the Ways

This past Wednesday I went to the Heartland and got the chance to interview two lovely residents. They talked of their many experiences, and about what their lives held. They both lived during the toughest times in our country and both felt very disrespected as elderly. "A lot of people in other cultures respect their elderly. Yet in our culture I feel like I'm treated like I'm dumb and useless, when really I've lived through so many magical things. Yet, no one will take the time to acknowledge those things." Hearing that made me realize, that is SO true. How often do you hear that old people are very intelligent? Compared to how often you hear that they are very stupid? I want to make that change, and I know it won't be easy. I do believe that it needs to change because watching people suffer and not feel comfortable sharing their MANY experiences, is very, very depressing.

Rasising vs. Keeping

Minimum wage has been raised 22 times since they first started it back in 1938 when it was only 25 cents. It was most recently raised in 2009 to 7.25 an hour, according to fas.org. The idea of more than doubling the minimum wage has never even been brought up before according to deseretnews.com. The idea of raising minimum wage sounds good if you think that money appears from no where and don't consider the economy and how it effects unskilled workers, according to groupstate.com if we raise minimum wage we will go into inflation, especially if we double it. I believe that it is important that we don't raise the minimum wage to 15 dollars per hour because that's raising it by WAY to much. Take this into consideration. A CNA makes 13 dollars an hour to feed residents, give them baths, make them comfortable, take them to the bathroom, help them with any physical and emotion problem, and to give complete and unconditional care. To be a CNA you have to take training which you don't get paid for, and you have to pay for it (about $500+) Now think about working at your local supermarket. People who don't really do anything for other people besides ring them up, and ask them if they found everything alright. Is it right for the super market people to be paid more? On another note, my dad owns a small business and pays all of his workers at least 10$ or more depending on how much they mean, and do for the company. For example, if he had just hired someone and all they knew how to do was drive and clean, that's all they would be used for and wouldn't be worth 15$ an hour, they'd be worth less. The workers that get paid more do more, like service calls, and are smart of the ends of what to do and what to look for when a furnace or air conditioner isn't running correctly. I believe if you want to make more money you should have to work for it, not just expect it. If you are a single parent, good for you. Want to make more money, then do it, don't just wait for something to happen. Get up and work hard and you will receive better pay. Working at a store won't pay the bills, so push yourself harder. Become someone you're proud of. If you're proud to flip burgers and McDonald's, then flip burgers at McDonald's, but if you work there don't expect something just because you want it. Work for it. I believe that raising the minimum wage isn't going to change anything because if it does go up then you are going to have problems still with paying things because the pricing on everything is GOING to go up. Say you work at McDonald's and you get the health and medical benefits from working there, and then they raised the minimum wage prices. According to ehow.com a big disadvantage is benefits won't be as great and training won't be as extensive. I don't believe that you would receive the same benefits because its hard enough for the owner to pay for everyone's wages and benefits. I believe to save profits that the owner would cut benefits. I believe that if minimum wage was to raise to $15 dollars then the price of EVERYTHING will raise along with it. BAD IDEA.

Fun Fact- Did you know that if we raise the minimum wage to $15 per hour the price of a furnace and the price of an air conditioner will double?

http://www.ehow.com/list_6386749_disadvantages-increasing-minimum-wage.html

http://www.news-gazette.com/news/local/2012-05-175/minimum-wage-increase-bill-draws-opposition.html

http://www.deseretnews.com/article/865591955/Dont-raise-the-minimum-wage.html

http://www.goupstate.com/article/20130901/OPINION/309011013

http://www.nytimes.com/1988/04/04/opinion/l-raising-minimum-wage-leads-to-inflation-410688.html

http://www.fas.org/sgp/crs/misc/R42973.pdf

Define...

Stocks- A stock is an investment in a company.
Dividends- A dividend is when you get paid on a regular basis when you are a shareholder.
Trade- A trade is when you buy or sell any stocks for a short amount of time.
Catalyst- A catalyst is when you have a stock that you aren't looking at as an investment and you buy in and wait for a certain event to come up and sell it.

Lemonade stand game

The variables in this game are weather and price.
The constants in this game are cups and you could possibly consider the ice to be also.
The perishables in this game are the sugar and the lemons.
I've decided I'm not good at this game and if I were to ever run a lemonade stand it should not be my only job.... :)

November 20%

For November on my 20% I honestly haven't done anything but edit my video of my interview. I haven't gone back to the Heartland to interview more residents, and I haven't talked to Kaci since my last interview. I plan to have the video of the interview up on YouTube for public view by the end of December, and have possibly at least one more interview and a video.